http://www.chipandpin.co.uk/reflib/consumer05.pdf [pdf] - Since this was news to me, I figure that it might be news to others. Great day to pick eh? I wonder just how many romantic meals are going to end in tears when people are told that their cards aren't working.

I'm still not sold on chip 'n' pin. It's just a way for banks to wriggle out coughing up cash if your card gets used fraudulently.

THEM: "Well, you should have kept your pin number safe shouldn't you?"
US: "How in God's name could we? We have to type it in all over the sodding place now"
THEM: "Not our problem... Oh, and I notice you're overdrawn... That'll be a £25 bank charge please"